Second-charge finance can be a more advantageous option than remortgaging or obtaining an unsecured loan. It allows borrowers to secure additional funds while keeping their existing first-charge mortgage in place. This means they can take advantage of attractive interest rates, avoid early redemption penalties, or deal with any other restrictions on their existing mortgage.
At S H Mortgage services ltd, we understand that each borrower has their own unique requirements and circumstances, which is why we offer bespoke solutions tailored to their needs. Whether you need to consolidate your debts, renovate your home, or acquire an investment property, our team of experts can help you find the most appropriate second-charge loan to meet your needs.
Our extensive market knowledge and lender relationships allow us to access a range of second-charge finance options. This enables us to source and negotiate the most competitive deals for our clients, including those with complex financial situations.
Our team’s expertise and experience enable us to provide professional advice and guidance throughout the application process, ensuring that you understand the options available and select the most appropriate product for your needs.
If you require funds and are looking for an alternative to remortgaging or an unsecured loan, please contact S H Mortgage services ltd today to learn how we can help you obtain a second charge loan that suits your requirements.
If you’re in need of commercial funding, the process can often be more complex than securing funding for residential purposes. S H Mortgage services ltd specialises in commercial finance services across various sectors, including offices, retail spaces, land, mixed-use properties, and healthcare.
Our extensive portfolio of commercial clients ranges from small and medium-sized enterprises to professional investors and large corporate organisations seeking substantial levels of funding. Regardless of the scale of your commercial finance requirements, our team has the expertise and experience to help you secure the most favourable financing options available.
At S H Mortgage services ltd, our commercial finance team has established long-standing relationships with a range of leading commercial lenders, including high-street banks, specialist lenders, challenger banks, insurance companies, and pension funds. This means that we can provide you with access to the most flexible and competitively priced financing options, tailored to your specific needs and requirements.
Whether you require commercial funding for your trading business or a commercial investment, our team is perfectly positioned to help you source the most appropriate funding solution. We take the time to understand your unique circumstances and objectives to ensure that we find the right financing options for you.
In summary, if you need commercial funding, S H Mortgage services ltd is your ideal partner. With our expert guidance and support, you can be confident that you are making the best decisions for your business or investment.
A bridging loan is a type of short-term financing solution that is typically used to bridge a gap between the sale of a property or a longer-term financing solution. Bridging finance is becoming increasingly popular as it offers greater flexibility than other types of financing solutions.
Bridging loans are usually offered for a period of between 1-24 months, with the full loan amount due at the end of the term. This type of loan is particularly useful for homeowners who are looking to sell their property and want to avoid disruption in the sales chain, or property investors who are looking to acquire new investment opportunities and need to unlock value quickly.
At S H Mortgage services ltd, we have extensive experience in finding the most appropriate bridging finance solutions for our clients. We take into consideration various factors such as the client’s needs, timing, pricing and flexibility. Our expertise in bridging finance allows us to provide accurate recommendations immediately, as well as explain complex factors such as loan terms and flexibility.
We work with a range of sources for bridging finance, including high-street banks, private banks, specialist lenders, investment funds, family offices and wealthy individuals. Our expertise covers a wide range of bridging finance types including:
At S H Mortgage services ltd, we pride ourselves on our ability to find the right bridging finance solution for our clients quickly and efficiently. Whether you are a homeowner, property investor or business owner, we have a wealth of experience and knowledge to help you find the best bridging finance solution to meet your needs. Our team of experts will work with you closely to understand your requirements, assess your financial situation, and provide tailored advice to help you make informed decisions.
When considering a bridging loan, it’s important to remember that this type of financing comes with higher interest rates and fees than traditional mortgages or loans. However, bridging finance offers a faster and more flexible option for those who need to raise funds quickly, without being held back by a lengthy application process or rigid lending criteria.
At S H Mortgage services ltd, we are committed to helping our clients find the most competitive rates and fees for their bridging finance solutions. We have built strong relationships with a wide range of lenders, which means we are able to negotiate favourable terms on behalf of our clients. Our team will work with you to understand your financial situation and provide a range of options that meet your needs and budget.
In summary, bridging finance is a flexible and efficient way to raise funds quickly for a range of property transactions. Whether you are a homeowner, property investor or business owner, S H Mortgage services ltd has the experience, expertise and contacts to help you find the best bridging finance solution to meet your needs. Contact us today to find out how we can help you.
Development finance is a type of funding specifically designed to support building projects for residential, commercial, and mixed-use developments, of varying sizes. In the past, development loans were only accessible to experienced and creditworthy developers, but the sector has rapidly expanded in recent years. Today, traditional high-street banks and specialist development lenders face competition from a variety of sources, including challenger banks, family offices, and investment funds. As a result, borrowers now have more options, increased flexibility, and cheaper terms than ever before.
At S H Mortgage Services Ltd, our development finance team works closely with both mainstream and specialist development lenders, giving our clients access to funding that would otherwise be difficult to obtain. With our extensive international network of contacts, we regularly deal with non-UK banks and private property funds who provide development funding and equity to our clients.
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it. Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority. Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.
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East Sussex BN26 6HY
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S H Mortgage Services Ltd is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority.
FCA number 460421 | Registered Office : 165 – 167 High Street, Rayleigh, Essex, SS6 7QA
The guidance and or advice contained within this website is subject to the UK regulatory regime, and it is therefore targeted at consumers based in the UK.
